Which type of goods is primarily designed to benefit consumers without regard for their ability to pay?

The correct choice, which pertains to merit goods, refers to products or services that are provided to benefit individuals and society as a whole, regardless of the consumer's ability to pay. Merit goods are often associated with positive externalities, meaning their consumption leads to additional benefits for society beyond the immediate consumer.

Governments typically provide or subsidize merit goods, such as education and healthcare, to ensure access for all, as these goods contribute to overall societal welfare and equity. The intention is to help individuals benefit from these goods even if they cannot afford them, hence improving social outcomes and promoting equality. By making these goods accessible to everyone, governments can enhance societal welfare and ensure a minimum standard of living for all citizens.